Meet
John White
Certified Pay-for-College Specialist & Certified College Debt Specialist
I began my career with Responsible College Advocates© when I discovered that more than two million people over the age of 65 who are receiving Social Security, are still paying off their student loans, and of those, approximately 10% were having their Social Security checks garnished every month in order to continue making their student loan payments.
Student loans are a $1.7 trillion problem that is 1.7 with 11 zeros after it. That is how large this problem is and proof that it cannot be solved using traditional methods. I knew there had to be a better way!
I work with many families who, although they did everything right, including putting money into 529 plans, and obtaining scholarships, struggled to find a way to afford the cost of college.
We provide a customized strategy and a timeline that shows you how you will be able to pay for college, for all of your children, without changing your current lifestyle, without raiding your retirement accounts or being burdened by unnecessary debt.
Defining a Community Resource
As a Community Resource, Responsible College Advocates© acts as an extension of your Human Resources department in the financial education realm. We are partnered with Heartland Institute of Financial Education, a nationally recognized Non-Profit Organization. Due to this partnership, we are able to provide all of our education material, resources, and custom planning strategies at no cost to you or your employees!
John White as your Pay-for-College & College Debt Wellbeing Resource
We assist companies by offering a unique financial benefit program. Employees are increasingly looking to employers for help in the complex area of paying for college & college debt. These benefits can aide in organically increasing the profitability and efficiency of your company organically. Attracting and retaining productive employees is key to long-term cost savings. The Affordable College Plan© & The College Debt Elimination Program© address the ‘elephant in the room’: America’s Pay-for-College & College Debt Problem. With The Affordable College Plan©, we assist your employee’s families in reducing their out of pocket costs, retaining more of their hard-earned money through the college years & achieve their goals without derailing the rest of their life. By utilizing The College Debt Elimination Program©, your employees & their families are empowered with a step-by-step guide on how to pay off college loans & debt faster.
We encourage you to download the Wellbeing Packet for more detailed information on:
- How the process works
- How we work together
- What resources we can provide to you and your employees
- The impact our services will have on office morale, perception, and productivity