Meet

John White

Certified Pay-for-College Specialist & Certified College Debt Specialist

I began my career with Responsible College Advocates© when I discovered that more than two million people over the age of 65 who are receiving Social Security, are still paying off their student loans, and of those, approximately 10% were having their Social Security checks garnished every month in order to continue making their student loan payments. 

Student loans are a $1.7 trillion problem that is 1.7 with 11 zeros after it. That is how large this problem is and proof that it cannot be solved using traditional methods. I knew there had to be a better way! 

I work with many families who, although they did everything right, including putting money into 529 plans, and obtaining scholarships, struggled to find a way to afford the cost of college.  

We provide a customized strategy and a timeline that shows you how you will be able to pay for college, for all of your children, without changing your current lifestyle, without raiding your retirement accounts or being burdened by unnecessary debt. 

Defining a Community Resource

As a Community Resource, Responsible College Advocates© acts as an extension of your Human Resources department in the financial education realm. We are partnered with Heartland Institute of Financial Education, a nationally recognized Non-Profit Organization. Due to this partnership, we are able to provide all of our education material, resources, and custom planning strategies at no cost!

John White as your Pay-for-College & College Debt Professional Ally

Our motto, Change the Landscape of America One Family at a Time, is not something that we take lightly. Nor is it something we are arrogant enough to believe we can do alone. We aim to embody the meaning of a Community Resource and in doing so, we consequently wish to engage likeminded people and businesses in our local community. You see, to make a change on a national level, it must start in your backyard. There is a plethora of information that we are trusted with throughout our Pay-for-College and College Debt information gathering process. Due to this, we recognize the areas that a family or a young person may still need assistance with, but it is something that we do not specialize in (i.e. mortgage refinance, home & auto insurance, realty, portfolio management, etc.). Where we are more than capable of having a competent conversation with our clients, we need to ensure that their whole ‘team’ is filled with professionals that have similarly goal-planning mentalities. If you believe that you fit this mold and are interested in having conversation to exactly how we can work together, I encourage you to reach out! Let’s Change the Landscape of America, One Family at a Time.

Walkaway Resource Material for Your Community's Families & Students

We encourage you to have the introductory conversation to learn more on:

  1. How the process works
  2. How we work together
  3. What resources we can provide to you and those you work with
  4. The impact our services will have on client/customer relations, referrals, and more!

Book a Conversation with John Today!

Jennifer G.
Working with Bob has given me peace of mind.
Michael D.
I know now that I can move forward with my kids' college and my lifestyle plans.
Derrick S.
Working with Bob let me know that I am not alone through this process.

Contact John

John White

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The Affordable College Plan©

National Headquarters

Our National Headquarters is located at 21415 Civic Center Drive, Suite 207, Southfield MI 48076 on Lawrence Technological University’s campus in Building #18. We welcome and encourage you to follow us on all social media platforms!